how to increase your credit score immediately 2019 | Increase your credit score in 30 days

how to increase your credit score immediately 2019 | Increase your credit score in 30 days


In this video, I’m going to teach you how
to increase your credit immediately. Yes, yes, yes! So, increasing your credit immediately. Look, there’s plenty of people out there
who are stuck in bad situations. They need their credit increased. They’re trying to get new cars, new houses,
new credit limit increases, all these things so that they can get a better improvement
on life. But the problem is, a lot of people have no
idea of how to deal with their own credit. We as Americans are probably some of the least
knowledgeable people about their own credit, unfortunately. I’m not throwing us under the bus like that,
I promise, because I’ve got some good news for you as I give you these nice little tips. But we need to get a little bit more educated
on our credit, so let me school you. Sit down, take a pen and a pad of paper or
whatever you want to call it. Take down some notes. In these short minutes, you can be educated
and make the better decisions so that not only can you increase your credit score, but
you can keep your scores higher all the time. What makes me credible as far as giving this
type of information over to you? Because I’m not just some regular Joe Schmoe
who’s coming off the street and giving you information. I’m also not a lawyer, so I also need to
throw a disclaimer out there. Any information that I’m giving to you,
feel free to go and check with your lawyer or whatever legal guys that you want to call
and double-check what I’m saying. If there’s something wrong, I’m not going
to be held liable if you decide to take action on it. Now, what makes me credible in order to speak
on a subject such as increasing credit scores? Well, first of all, I do have a small business. I’m personally a business owner, and I do
business all the time. One of the things that I do is I help small
businesses get unsecured funding – unsecured funding as in they don’t have to put up
anything for collateral. This isn’t just regular funding that we’re
talking about; we’re talking about business funding, which is almost nearly impossible
to get if you don’t know what you’re doing. People with 800 credit scores find it hard
to get business funding. There are certain things you’ve got to do. I help these individuals get business credit. These are startups and these are experienced
business owners. Regardless of the situation, I try to step
in and help them get funding. I’ve done this for probably about 2 to 3
years now, and I’ve gotten pretty good at it. Along with that, I also have this boss, this
teacher lady who is a Jedi when it comes to increasing credit. I’m not going to throw her name out there,
but I’ve been under her wings, being taught what she knows, for the past 2 to 3 years. She consults individual business owners how
to utilize their credit so that they can get free credit increases, free vacations, free
cash back, and all of this other stuff so that they can better grow their business and
make better business decisions. Now, let’s jump into it. #1: Become an authorized credit card user
on somebody else’s credit card. You may not know what an authorized credit
card user is. All you need know is if your credit’s jacked
up, you need to put your name on somebody else’s credit card. Obviously this has to be somebody who you
trust and somebody who trusts you. This is going to take a little bit of one-on-one
relationship building. If you don’t have that, you might be out
of luck. If you’re just mean all the time and you
yell at everybody, you might not have nobody who’s going to bite the bullet for you. But on the other hand, if you have some pretty
solid relationships, you can go up to an individual who you know has some pretty decent credit,
and you can tell them “Look, I need to increase my credit score. For about 6 months, would you be willing to
put my name on your credit card?” It allows credit to be built with your name
as if you had the credit card in hand. For example, let’s say somebody has a $5,000
credit card limit on a specific Discover card and they haven’t been using it. You just ask them, “Hey, I’d like to place
my name on that credit card, if you could help me, so that I can go ahead and buy a
house in another year or so. Once my credit history is increased, then
I don’t need my name on your credit card anymore.” They’ll say “Sure. I’m not swiping the credit card, if that’s
what you’re thinking, and I’m also not giving you a credit card.” You say, “Yeah, that’s fine.” What that does is it puts you in a position
for the credit bureaus to see your name and your account as another open credit card that
already has history on it – a credit card that is already opened, where there isn’t
any debt, and it has your name on it. That shows responsibility and also as a debt
ratio factor, that means that they can trust you with more money, thus increasing your
credit score immediately. A lot of people have low credit scores because
their debt is so high. If you have three credit cards and they’re
all $10,000 each and each credit card is almost run up to the max with debt, you’re going
to have a very low credit score. Now you add three more credit cards to the
equation where if somebody added you as an authorized user and that card is only 25%
to 50% utilized – all three of them – it kind of evens out all of the debt to income
ratio, and before you know it, bing! Your credit has increased almost immediately. #2: Transfer balances. You have to be careful with this. I recommend that you grab all of your credit
cards and that you call the credit card to see what type of terms that you have on your
credit card. Honestly, you should’ve already been doing
this. You need to know if you have transfer balances,
you need to know if you swipe, if you have cash back, if you can get free gas mileage. But most importantly in this case we’re
talking about balance transfers. Let’s use the example that you have three
credit cards again. You have two credit cards that are almost
maxed out, but you have one credit card that you have not used at all. That one credit card has a transfer balance,
and it has a limit of about $10,000. Transfer over some of the debt from your maxed-out
cards over to the one card that has no debt. Make sure that it’s a decent amount, but
you’re not going to max out that third card – you want to keep the debt on that card
under we’ll say 30% to 50%. Ideally, you want to keep it under 30% if
you can. If you’re trying to move over things so
that you can pay it off and increase your score immediately, you want to move those
high maxed-out credit card debts over to that credit card that doesn’t have any debt,
and you want to keep that at least, at minimum, under 50%. Ideally 30%, again. That’s the magic number. You want to keep all of your debt under 30%
at the end of the day. But after you move that over, make sure that
you’re continuing to make payments on those credit cards, especially the credit card that
you just moved the debt onto, the credit card that you had to transfer balance on. The banks and the credit card bureaus will
see this, and if done correctly, your credit history will increase almost immediately. #3: Credit card disputes. Specifically inquiries, not just credit card
disputes. Look, the fact is you don’t need to be making
late payments on your credit card. Credit cards with late payments on them will
mess you up. Ideally, you don’t want to have any late
payments on your credit card for the past 2 years. A lot of people go back through the previous
2 years to say whether they want to deal with you or not. A lot of you have gone shopping for cars and
houses and other cards. What tends to happen is that you go to the
car dealership and then they ask can they run your credit history to see whether you’re
liable to get the car or not. What do they do? They take a shotgun and they put your credit
history inside of it and they shoot it off to like 500 different banks, all at one shot. It’s a shotgun approach. What they’re hoping is that one person or
a couple people accept your credit history to return and give you an offer in exchange. Your credit history now all of a sudden builds
up all of these inquiries, and it looks bad because it seems as if you can’t afford
nothing. So you’re going from bank to bank to bank
to bank to bank in order to get accepted when that’s not necessarily the case. Now imagine doing this for three car dealerships
in one day. It messes up your credit history. There’s plenty of things you can dispute
on credit cards, but on this one I really want to just talk about credit card inquiries,
because this is probably the most common thing I’ve seen when dealing with real estate
investors and people who are trying to start businesses. These inquiries kill their credit history,
thus they can’t get accepted to anything. So what do you do? You contact these credit bureaus. You can use credit history companies such
as creditchecktotal.com, or I think it’s called annualcreditreports.com, something
like that. You can double-check it, you can go google
it yourself. Sign up to these things, use their free trial. Don’t pay for nothing because you’re able
to pull your credit history for free at least once a year. Then use these companies to contact your credit
bureaus and dispute your inquiries. You want to dispute these inquiries because
chances are, you didn’t buy the car or the house on the first try, and if you didn’t
buy the house or the car on the first try, if you’ve got an inquiry on your credit
history and you didn’t make the purchase, guess what? It’s supposed to be erased. It’s not supposed to stay on your credit
history record. So dispute it. Companies have 30 days to respond to those
inquiries, and most of the time nobody’s really going to respond to that inquiry notice
anyway and it’s going to get erased off of your credit history. I’ve seen people’s credit scores jump
60 to 80 points just simply because of the fact that they got these credit history inquiries
removed. I just gave you 3 quick things. These things are not hard. They’re very simple. You can go and do this tomorrow, tonight,
in the next 5 minutes as a matter of fact. Let’s go over that again, rewind a little
bit. 1. Become an authorized credit card user on somebody
else’s credit card – preferably somebody who you trust. Don’t be hitting up your baby mama or your
baby daddy who you haven’t spoken to in like 2 years and all this stuff and you think
that you’re just going to use them. No. Stop it. Use somebody who you trust. 2. Transfer balances. Be smart about how you use them. Hit me up if you’ve got any questions. It’s very simple. I just want to make sure that your game plan’s
tight. 3. Credit card disputes, mainly credit card inquiries. Increasing your credit score is not the easiest
thing when it comes to time. It’s darn near impossible to do something
today and increase your credit score by tomorrow. Now, it happens, but it doesn’t mean that
it’s always going to happen. But I can promise you if you take these steps,
these 3 tips that I just gave you to increase your credit score almost immediately – I
should’ve added the word “almost” immediately – you will definitely see improvement within
30 days, easily. Probably realistically 15 to 30 days. These things can take effect that quickly. Sometimes 30 points, sometimes 60 points,
maybe even 100 points. Everybody’s different. The credit card bureaus look at every individual
profile totally different. But if you take action, if you become knowledgeable
about your credit, you can take demand over your life and you can get whatever the heck
you want to. Plus you get free vacations and stuff. Why not? Anyway, you got any more questions, hit me
up. I’d love to hear from you. Subscribe to my YouTube channel below. Check out the description, follow me on my
blog, my social media and all that other stuff. I love to hear from you guys. Please let me know if you’ve done these
tactics and you’re getting results. I’m telling you, these things work.

32 thoughts on “how to increase your credit score immediately 2019 | Increase your credit score in 30 days

  1. wow, I just got 10,000$ with the help of Hacklordbrane and you can contact him via the his gmail ([email protected]), if you want to get yours done,he is 💯 trusted and realiable. You too can try him

  2. Can I get credit card inquires off. Even though I did authorize the but didn’t get approved for?

  3. check out zblackcard.com/VJ43….up to 10000 primary tradeline backdated 1 year

  4. I appreciate the time you took for this video, I'm trying to do things right and get my score up. I'm a single mom now with 3 kids, 1 in college and I work.
    I've been looking for a mentor, someone to help me turn this around. I have high utilization so I have been trying to pay them all down and I end up living off them. I feel like I'm stuck in a loop. I need to make more money obviously.
    What do you think about the companies offering tradelines?
    Thank you for sharing your knowledge

  5. I thought my credit would keep getting messed up until I met this man whose regular e-mail is ~anatolyvlad at groupmail dot com~..He is really good at what he does he took my debts off from the collection agencies and proceeded to boosting my score..Get through with him and have him fix your credit

  6. Trade lines or Credit Piggy Backing…… It can be done in 10 – 40 days…. But be aware that the huge jump is not going to be instant pleasure…. Usage of credit…. As well as History may still keep you from securing a Large sum Loan….

  7. I have a story to tell. i and my WIFE needed credit repair, so we contacted this hacker, We explained to him about all the negative items on our report (around 25 negative items and 3 positive items) on my report with total debt was around $38,000. He stated to me: Yes! I can fix it in 5 days! i was excited! Now my wife’s credit had 15 negative items and 5 positive items. Her total debt was around $19,000. After analyzing both credit he stated we can correct both within 45 days! i was like WoW. its been 6 years the last time we had good credit. It was hard for me to believe. Well we got around to the cost of credit repair. When i asked he told me our price $3000 but i will receive a discount if both (H&W) start credit repair at the same time. i was like: that is a lot of money. he agreed. he asked me: How much total you and your wife need to pay off both of your debt? i calculated a total of $57,000 in debt (H&W) he said: Well, you can pay off the $57,000. or you can pay me $3000 to correct both credit reports within 45 days. After the 45 days had passed and he provided the finished jobs the least score was 782. Both my wife and i introduced him to our close colleagues and friends. He is very efficient and thorough type of person, asides from being an elite, if he works for you , you never have to worry about anything backfiring ….it is permanent, contact him (hackountantgeneral AT hotmail DOT com). I am saying all this here cause i don’t think anyone deservers to miss the train, you want to end the bad credit?

  8. I just had a past due collections appear on my credit report from 5 years ago. I knew nothing about it. I called the credit collections company and paid the debt. I I called the collections company and they said "no" that's up to credit bureau. I just called Transunion again and they said it was no longer on report. Experian won't answer their phone so went online, all effort to correct this was proven abortive and i need to do this fast for me to qualify for a house mortgage. Few weeks ago I came across this credit coach who many had recommended how he had helped them with their credit score. I contacted him via his gmail address(privateinvestigator1967) and asked if he could help me. He answered boldly 'YES' and explain to me in detail the whole process. I gave him a try to my greatest surprise he did an amazing job. My score has boost to maximum and all 3 items were removed. Thanks YuriI

  9. My credit score was 422 and I couldn’t get approved for a loan, a car and a house…NOTHING! It was draining in every aspect of my life because I got kids I have to protect their future..A few weeks later, my score suddenly shot up 798, using a secret technician and Guru that is linked with the credit score firm..He truly is honest about what I want and what is expected of me to do..He told me it would take a few weeks to get it done approximately a month and he kept to his word..Now I can apply for just about anything that I want,I can't thank him enough..Hire privateinvestigator1967 at gmail dot com..He's one of the few legit hackers that has been trusted and confirmed for hire by a SYNDICATE recently formed to track down imposters that swindle innocent people out of there hard earned money..Hire legit hackers today just so you do not fall a victim again

  10. Hello everyone, I use to see a credit financial adviser with some mess I made as regards my credit report but to no avail until I read about some guy who everyone talks about on the internet..I got intouch with him and explained to him exactly what I wanted him to do for me and to my utmost surpirse he got it done in less than 2weeks..I am urging anyone who is in need of this kind of services and more to touch base with him..I am assuring you he is going to meet your needs..Get intouch with him on his regular (614) 669-5983

  11. If you wanna increase your credit score or remove inquiries from your credit report … Just send a mail to [email protected], He will help you out, His charges are affordable

  12. credit is an excuse for white supremacist to charge ppl for wanting to provide for themselves on land they claim to own, they basically got their hand in your pocket on top of taxing you throughout the whole thing. u mean to tell me im the only one that thinks this credit shit is stupid! i mean really im the only 1? smh

  13. If you piggy back on your parents credit card for a few months, will it affect their credit score?

  14. I contacted kcyberservices25 Kcyberservices25/gmail/com , a credit specialist on a beautiful evening because I saw an ad online saying he could help people fix their credit and other hacking services in no time. I said to him,if this is true, I’m definitely interested in working with you to improve my credit so I can purchase a car this year and he gave me a positive response. I initially had a SCORE of 587 with late payments, lingering debts and a bankruptcy that wouldn’t let me qualify for anything. After a week, Kcyberservices25 completed my job and I currently have a score of 840, no more negative items on my report infact they were all replaced with some couple of beautiful tradelines. I have purchased the car and I’m free to apply for anything. So happy right now because it’s surprisingly amazing when i saw the result after several bad experience..

  15. I do cpn with a tradeline for $250…it is a special im running for the first 5 people
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  18. Want your credit score increased in no time? Go Contact Web Ghost, Professional Hacking God… Wasn't Funny for me when i had a low credit score so many opportunities passed me by,I couldnt get what i wanted when i wanted..But changed everything when i came across Web Ghost Ads,My credit score was increased from poor to excellent within few days and it remained like that for 6 months now and even have more credit cards Feel free to contact the Hack God:{+1213 3492745} Or email: [email protected] cyberservices. com

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  20. I have been ripped off by three hackers who claim to be legit but zoomed with my fund.i sold my car to pay one of the scammers.i don't have much on my credit but a student loan,a bunch of closed accounts,most of them i'm only an authorized user.i only have student loan of $21,000,also i am on the chex system and cant open a bank account.Several attempts to clear my score with the help i got online and so called hackers were Void.My last trial was on the 02-19-2018,my sister-in-law came visiting and during our conversation she got to know that i have been scammed,she was down with tears,scolded me blah blah.she phoned her computer expert boyfriend who has assisted few people on different occasions,this guy dislikes cheating.He told me to keep this to myself but i cant because i know so many out here in need of sincerity. He made a Top up to my FICO scores by 250 points all over the 3(Experian. Equifax and TransUnion,) bureau,cleared me off Chex system,student loan was not left out.I watched this for a month before embarking on getting a loan and that just got through last week.for many of us out here who already lost hope getting a hacker to fix anything for you,you can send a mail to FIXCARDTECH at GMAIL dot COM for assistance,guidance.

  21. Au can only go so far. From what I heard banks don't play that game any more. I have a credit score of 810 , put my cousin as a user on all my high end cards. A year after being on my back he went and got a car loan and the bank said no way! He also tried the dealer and the dealer also said no way. Being au can only go so far. Banks now days have a tool to where they can sifier your credit history. My brother got an au from his wife and was denied for a house loan. The new tool that the banks use can tell why, and how your credit scores jump. Au is simply usless unless you only want credit to spend.

  22. Vladimir.hacks on Instagram would help you with the easiest and the fastest way of increasing credit scores, he saved me from bills, I paid them all in time.

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  24. I had 350 credit score because I was young brooke and dumb. Now 31 and i was refFered to a Genius Guru hackerl. named [email protected] com who removed all the negative in my credit score . and brought my credit score to 727. I now have couple credit card and 2 new cars with my home . In this country if you don’t have good credit you ain’t going very far thtat the fact .text him on his cell phone no +15026639180

  25. Nice info thanks for sharing.

  26. Thank you brother thank you so much

  27. i contacted [email protected] com for my credit repair , They upgraded my score to a 790+ and in a very short space of time. for more information visit creditmasterfix.com and thank me later.

  28. Hello guys I want to thank Shawn gray for helping me get my credit score up to 820 he cleared all my debts and loaded my account with money all for FREE his services are for only USA citizens contact him today on WhatsApp +1 (619) 387-7180 I’ve not been in a more comfortable financial situation prior to meeting him don’t pass up this opportunity

  29. Thanks to Chris for helping me increase my credit score and funding money which was use in settling my long term debts.. you can contact him at (469) 415-5670.. Chris is the best Hacker I have ever met .

  30. Lutherangrants org just helped me with a grant of $40,000 to finance my business .I am so grateful to them.

  31. Artichackers.com
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    I’ve used them with happy results

  32. I am so happy .I just got a check of $51,000 from lutherangrants/org for the grant i applied for .

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