Architectural Design Process
if you invest with loan in real estate, you may get loss
Investment means it should beat inflation, but if you take a loan for real estate investment, then your loan interest eats the return you will get from real estate investment.
Good information sir . Thank you so much.
You are great sir
Very excellent explanation!
Good information sir
Correct gane chepparu gani … ee 26 years ayana rent pay cheyyakunda unnaru so adi save chesthe dani meeda interest vasthe so effective interest peragadantara? ….. first 3 Lakhs loan or from pocket anna dani meeda kuda base ayi untundi
monthly 2% intrest ela vestharu meru..meku anukulanga vesukuntara..ye vedava nelaku 2% intrest kattadu..max bank nunchi thesukuntaru so bank 9% per annum anukundam per month 9/12 rupees per 100 rs matrame padthundi
For housing loan interest would be around 9% not 2 RS intrest. Your caliculation is correct but not the way you are caliculating. And there is no guarantee for any kind of investment, we need consider the probability of return.
Explained nicely. One query in ur example of 10 lacs land purchase with 5 lacs own money and 5 lacs borrow. Seems to be borrowed amount has been calculated couple of times, is it correct ?
Bhanu garu am working in abroad, and I hv residential land in my town , saved 10lakhs but confusing where to buy or build house either in my town or metro cities like Hyderabad.. and we dnt have own house also plz suggest
Rs.10000 invested in land in 1990 is now costing Rs.1,30,00,000. You cannot rule out outright the investment in real estate. Now, I am constructing three storey building in that plot by borrowing Rs.70 lakhs. EMI is around Rs.33000 per month to be paid in next 23 years. I stay in one floor thereby I am saving rent. Remaining two floors are being rented out at Rs.15000 each. Recalculate and see the difference.
Sorry, say this Your are wrong anukuntunna .
26 years ayana rent pay cheyyakunda unnaru so adi save chesthe dani meeda interest vasthe so effective interest peragadantara?
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I think it's wrong calculations. No one will take for 2% per month ie. 24 % per year. Now internet rate is around 11%- 15 % per annum. And also 5 lakhs for 12 % loan and 5 lakhs own money… Based on this.. Estimated that 3 lakhs profit, came from own money, and loan amount 5 lakhs balanced with loan of 12 %. However.. Lands should be bought only long term investment. I. E more than 15 years. Thanks. 😌😌😌
Nice…I will advise one thing for real-estaters ….Post your free ad In localersdeal.com, you will get good responses.
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